CRA
Canada

In the last few years, CRA has been hounding me with a large bogus tax bill and I've been fighting them with GSA. Last December, they illegally put a garnishee on my paycheck for 40% of my paycheck. Early June they finally stopped stealing money from me. Even though they have not send me a statement saying that I owe them nothing, I'm declaring victory. Good work GSA!

Daryl

Mortgage
US

My Mortgage has been FORGIVEN. Thanks to Tom and the GSA staff it is real. Called Citi today and my balance is ZERO. It has been a long hard battle but it is over due to the hard work of GSA. Thank you again so much. Thank God also.

Pat

Credit Card

Canada

Mortgage
US

Prior to my meeting with the BK attorney who was to handle the BK for me, I ran an up-to-date Credit Report.  The debt to Fifth Third WAS on that particular report.  HOWEVER – much to my SURPRISE – when I ran a second report a couple of days later, the listing for Fifth Third showed:  STATUS/CONDITION:  PAID!!!!  I nearly fell over!!  The posting date for this debt had changed from Foreclosure Pending to “PAID” and was dated September 30, 2013.

Not because I doubted the GSA process, but because I just could not help but stare at the report, I went back time and time again just to look at the words “PAID”!!

Carolyn

Mortgage
US

For many months the bank would call two or three times a day at home, on my cell, and at work. A couple weeks after I submitted the GSA ALL calls stopped. Completely stopped. What a great relief it has been. Thank you.

Kendon

I was listening on the Q&A for this past Monday night's call and a man was asking if he could go into court concerning his foreclosure on his home on Nov. 12th., and asked if he could use the wording that he is the beneficiary of the cestui que trust and demand the judge, as the trustee to discharge this debt, etc. We have a friend who went into court within the past month and used this wording. The judge knew exactly what he was saying, and why our friend was reading the statement, the judge started yelling at him threatening contempt of court, etc., but our friend just kept reading the statement and did not acknowledge what the judge was saying. The judge then asked if he was making a motion. By mistake our friend said 'Yes', which put him in the court jurisdiction and then the judge said this matter would be turned over for trial and gave another date. Our friend immediately filed more paperwork into the court refusing the acceptance of the trial as beneficiary, etc. He is still in the process of demanding the judge as trustee and he as beneficiary of the trust and demanding directives be carried out by the trustee. At this point, it is still unsettled, but the judge knew exactly what he was saying and did everything he could to rattle our friend and scare him into backing down. If he had not accidentally said yes, to the question of whether he was making a motion, it may have gone in his favor.

Member, Janice

Process: Mortgage
US

THANK YOU, GSA.....FOR MY FIRST PROCESS COMPLETED!!! According to my most recent Credit Report, my balance due to Fifth Third has been eliminated!!! THANK ALL OF YOU SO VERY MUCH!! I appreciate each and every one of who had a hand in this. And.....Thanks be to God!

Carolyn

Process: Credit Card
Country: US

It started back in March when I received a Garnisment Summons, they where going to take 25% of my pay, there was not much i could do, til GSA Introduced their new process system, GSA sent the first letter at the end of July, I just called the court last week and they told me that my case was Paid in full and discharged. I can't say enough about FCUSA and GSA and the whole the staff, they are a world class Org.

James form Nothern, Va

Type: IRS
Location: US

After months of garnishment withdrawals from my SS payments, the garnishments have stopped.  Thank GSA.

Diane L

Loan Type: Mortgage
Location: US

During economic turmoil of 2008 when nearly all businesses were reporting loss, I noticed it is only banks who are reporting otherwise. This really intrigued me, so this awareness became the beginning of my quest for the truth. Then after many efforts in darkness I finally found FCUSA. Though I lost my home and car, I knew I've gone through these pains because I refuge to be their slave. But that was a lonely fight as I found my ally nowhere within my reach, until I came to FCUSA. God bless you all, Tom, Judi, all FCUSA teams and my friends who invested time, money and heart for this cause! Nothing is more meaningful in our life than learning new things such as what we learn from this club. This I strongly believe.

Susan K

Loan Type: Auto Loan
Location: US

My Letter 3 went out on 09/06/2013. And on 09/23/2013 I received my Cease and Desist Confirmation Letter. O happy day. They're not even going to send me a monthly billing statement. NO MORE. Now I'm waiting for delivery of the title. Thank you GSA, keep up the good works.

Derrill

Process: IRS
Location: US

This is a small success. I have had my IRS lien removed from my Credit Report IMMEDIATELY after filing the GSA Process. Can't wait for it to be paid to have it released from the County records. Thanks GSA!!!

Irene

Servicer: Northwest Trustee Services, Inc.

Loan: Mortgage

Dear Borrower:

This letter is to inform you that the Foreclosure sale date that was scheduled [9/13/13] with respect to the property located at ... has been cancelled.

Sandi R

Note: I am very familiar with the operations of Northwest Trustee's Services and they never say die, they never quit, never give an inch, they are the toughest Foreclosure Trustee in WA, so for them call off a sale is a major event.  

Good news! I had a sale date scheduled on a property for September 6. Chase is the foreclosing bank with who I started the GSA process. Sale date has been cancelled. Foreclosing trustee is Northwest Trustee Services and they told me it had been cancelled at lender request! Go GSA!

John S

Chase Bank

Caron G

When the first testing letter went out in May, it stopped the foreclosure from proceeding. When the revised letter with the Affidavit went out in July we stopped getting collection calls from the bank . Looking forward to some good news in August about getting our house back. Thanks GSA!

NY Mellon Bank

Stephen O

AWESOME SERVICE FROM GSA: Subject: Harassment notice re GSA process-- 'Re: Advisory to GSA - we are being harassed, over the phone, by a law firm.'" GSA answered the above email within 2 hours. GSA's response: "Either don't pick up the phone when they call or tell them to contact GSA by Fax: 678.802.4894 or Mail 950 Herrington Road, Suite 171, Lawrenceville, GA 30044 USA. Thanks, GSA Support" VERY IMPRESSIVE SERVICE. PLUS, WE CONSIDERED IT TO BE VERY SOUND ADVICE, AND CONSISTENT WITH TOM'S COMMENTS WHEN SIMILAR QUESTIONS ARE ASKED ON THE Q & A SESSIONS. THANK YOU, FCUSA AND THANK YOU GSA! [Ed. Consider an unlisted phone number]

Diane & Ken H

I had rec'd notice of pending foreclosure. My updated GSA letter to Fifth Third Bank was mailed on 7-10. On 7-17 I rec'd a stmt from Fifth Third showing GSA as the contact info on this loan. It should not be much longer now before this loan is PAID OUT for me. YAAAAAHHHHH!! GREAT NEWS!!!

Carolyn S

Hi everyone... Update on my "Much Gratitude" testimonial (scroll down 3 or so, to see). Weeks after the initial GSA letters went out, I had been served papers by the Marshall - the Plaintiff(s)/Bank were proceeding to sue me to ultimately force me to clear the title of my "ex" home (which they "stole") in order for them to be able to close on the sale of the home to a 3rd party who put down a purchase deposit. Bottom line - to my surprise and glee, they did not file into the court the Complaint/Summons served upon me - to initiate a Court-case against me... My guess being that they served me as a scare tactic/aggressive intimidation to get what they want. I I discovered that in our Courts here - the Plaintiff(s) are required to file the suit (into the Court) along with the validation of service rendered (completed by the Marshall), a handful of days BEFORE the "RETURN DATE" they initially entered on the Summons/Complaint. No case was filed - the Bank/ Plaintiffs never followed through. I am relieved & happy I waited until the last minute, and did not respond as the unfiled Summons/Complaint had expired about a week before the deadline requiring my response to the Court. Praise God, so far all is quiet and they all should be receiving, this week, the new "Paymaster" letter GSA has sent out on my behalf!!! Praying they will finally wake up,"smell the roses" and follow GSA directives!!! much appreciation and gratitude to Tom, Judi, Joanne and the rest of the team for their commitment and for forging forward to victory for us all!!!

Bernice 

On May 23 we received notice that our paperwork went out to our lender from GSA. June 15 we received a nice cordial form letter back (dated June 7) that: "They are in receipt of our correspondence and the executive services team is researching our questions and concerns. They wanted to assure us they are focused on responding to us as quickly as possible." This letter was scanned and sent on to GSA. Even though the letter also was a form letter, the over all contrast in tone of this letter showed they were no longer coming from the position of a "bully" but rather demonstrated a willingness to work together for resolve. I look forward to the closing of this matter and a zero balance on our mortgage by what GSA does. Thank You

Marlys

June 4,2013 Tom, Judi,Joanne and the GSA Team RE: Stopping Sheriff &Auction Sale Church Property. Sinc Sept. 2012,i have had 4 Sheriff sale dates on the Church property. A few days before each sale date, the attorney for the lender would contact me with a offer to stop the sale if I would pay them a fee. Over the next 7 months,i paid the attorney $22 thousand dollars of which none was applied to my unpaid balance. I appeared before the Judge on three occasions and he granted extensions of 30 days. The fourth time I went before the judge, the attorney asked for a 30 day extension but the Judge gave a order to grant us 65 days with a sheriff sale date on May 31,2013. About April 29,2013 which was about 30 days into the 65 day extension, Freedom Club offered the new GSA program. I was one of the early testers to sign for the program.The attorney emailed me, requesting additional funds to stop the sale again but thanks to your instructions, I did not communicate with him. The GSA program stopped the sheriff sale and also their attempt to put the property up for auction on the same day. I want to thank Consultant Carlos who was available to answer questions, was in touch with the GSA Team who responded even though they were dealing with many urgent cases and were very busy. Carlos was a positive encourager and assured me that we would have a successful outcome. In closing, this was a 5 year journey for us and it took the GSA Program and Team just a few days to bring about a positive resolution. I can say without a doubt, to every member of Freedom Club and potential member, I would not think twice about the GSA Program because it works. Just follow the instructions when completing your forms, and the GSA Team will do the rest. I cant thank you,Tom and Team for the great work you are doing. May God continue to smile on you and Bless you.

Emanuel H

Tom, Judi. Joanne & FCUSA/GSA members, After over 6 years of fighting a foreclosure, I was foreclosed and ejected from my home mid Nov. 2012, while recovering from injuries. "My" ex-property is still Bank owned - they had a deposit from a buyer but had not yet closed on the sale when they received the GSA letter/directives. The Judge received the GSA letter/directives on May 13th, and the rest of the parties there-abouts. I am so excited to report that I received an updated credit report from Transunion dated 5/20/13 - there was no record at all, not a trace, appearing on it re the foreclosed, defaulted mortgage! (usually this type of info would remain as a black mark on one's record for years hurting one's credit score.) Since I did not order my credit report, I called Transunion and they said that the mortgage reporting had been removed per Attorney/Gold Shield Alliance request. Additionally I received a notice from Equifax dated May 16th "The disputed account mortgage foreclosure (court docket no. was named) is currently not reporting on the Equifax credit file." Exciting to know that the Judge/Bank/Servicer etc. are following the GSA directives... Nothing about all this at all was notated on my Court Docket.  I will be watching my court docket, town hall records and my mail, for a forthcoming re-conveyance of "my" property back to me. The Judge/Bank... were given, by GSA, 30 days to comply (fix it all) which will be up in less than 2 weeks... I will keep you'all posted... Thank you Tom, Judi & Joanne for years of unending, hard work,and especially for your ongoing patience and commitment towards creating win/win solutions for all... in appreciation and with much gratitude.

Bernice

I got a letter from my servicer Bank of America, N.A., dated May 21, 2013 "This letter is to acknowledge receipt of your inquiry about you home loan. We are in the process of obtaining the documentation and information necessary to address your questions. We appreciate your patience while we research your request" I am very excited. This letter is a first step toward our goal. Thank you so much Tom and the whole team of Freedom Club USA.

Milen M.

I want to report a "good thing" that happened on 5/15. There was suppose to be a Bankruptcy Dismissal Hearing at 1:30 PDT. The attorney for the bank had scheduled it to try to get my bankruptcy dismissed and have me barred from being able to file another bankruptcy for 2 yrs. On 5/9 another hearing was held where the other side supposedly gained "Relief From Stay" and so then could go ahead and evict us because of the Writ of Restitution that had already been served to the sheriff's office on 4/29 and to us on Easter Sunday. On 5/15, I emailed my paralegal friend and asked him to please look and see what happened at the hearing. He wrote back and said "Hmmmmmm, it seems to have been stopped, and an order has been sitting on the judges desk for 3 days and is still unsigned, which is highly unusual". He said "Something Must Be Going On". Here is a copy of the docket: Filed: 05/09/2013 Entered: 05/10/2013 Minutes Hearing Held Filed: 05/09/2013 Entered: 05/14/2013 Hearing Not Held Filed & Entered: 05/10/2013 Received UNSIGNED Order We are so very grateful and thankful and continue to believe that everything will be alright now and our foreclosed home will be paid and this horrible nightmare will be over. Thank you so much for your expertise and abilities, and please keep praying for and believing in the Power of Goodness with us.

Emily W.